# USD to NZD converter

Converts US dollar (USD) to New Zealand dollar (NZD) and back at the ECB euro reference rates of 28 September 2026, or at your own rate.

- Page: https://www.acalculator.org/convert/usd-to-nzd
- JSON spec: https://www.acalculator.org/convert/usd-to-nzd.json
- Version: cc08d9bf1635

## Default answer

Example with the default inputs (US dollar (USD) 1, Rate: NZD per 1 USD 1.76402): 1 USD = 1.76 NZD, at 1 USD = 1.76402 NZD. The ECB reference rates of 28 September 2026 give 1 USD = 1.76402 NZD.

## Inputs

| Key | Label | Description |
| --- | --- | --- |
| amount | US dollar (USD) | The amount in USD. |
| result | New Zealand dollar (NZD) | The same amount in NZD. |
| rate | Rate: NZD per 1 USD | How many NZD one USD buys. It starts at the ECB rate of 28 September 2026; type your bank's rate to use it. |

## Outputs

| Key | Label | Description |
| --- | --- | --- |
| amount | US dollar (USD) | The amount in USD. |
| result | New Zealand dollar (NZD) | The amount in NZD. |
| rate | Rate: NZD per 1 USD | How many NZD one USD buys in this answer. |
| inverse | Inverse: USD per 1 NZD | How many USD one NZD buys. |

## Method

NZD = USD × rate. The ECB rate is a cross rate: (NZD per euro) ÷ (USD per euro), to 6 significant figures.

## Assumptions

- The default rate, 1 USD = 1.76402 NZD, is worked out by this site from the ECB euro reference rates of 28 September 2026: 2.0071 NZD per euro ÷ 1.1378 USD per euro, rounded to 6 significant figures. The ECB does not publish rates between two non-euro currencies.
- The ECB publishes its reference rates for information purposes only, not for transactions. Banks and cards add a margin or a fee; type their rate to see what you would get.
- Amounts are rounded to 2 decimal places, without trailing zeros (24.4 means 24.40), and rates show up to 7 significant figures; the calculation keeps full precision.

## Worked examples

1. amount = 100, rate = 1.764 gives result = 176.4. Source: hand calculation: amount × rate, at the ECB rate of 28 September 2026 for USD to NZD (1.76402) rounded to 4 significant figures.
2. result = 100, rate = 1.764 gives amount = 56.689342. Source: hand calculation: amount × rate, at the ECB rate of 28 September 2026 for USD to NZD (1.76402) rounded to 4 significant figures.
3. amount = 100, result = 176.4 gives rate = 1.764. Source: hand calculation: rate = result ÷ amount.

## FAQ

### How much is 1 USD in NZD?

At the ECB euro reference rates of 28 September 2026, 1 USD = 1.76402 NZD, and 1 NZD = 0.5668875 USD.

### Where does the USD to NZD rate come from?

The ECB quotes every currency against the euro only. On 28 September 2026, 1 euro bought 1.1378 USD and 2.0071 NZD, so 1 USD = 2.0071 ÷ 1.1378 = 1.76402 NZD. This cross rate is worked out by this site; the ECB does not publish it.

### Can I use this rate at my bank?

Not exactly. The ECB publishes its reference rates for information purposes only and strongly discourages their use for transactions. Banks, cards, and exchange offices add a margin or a fee. Type the rate they offer into the rate box to see what you would receive.

### How often does the rate change?

The ECB sets one reference rate per currency on each TARGET working day, at about 16:00 CET. This page shows the rates of 28 September 2026; they change when the site is rebuilt with a newer copy.

## Sources

- European Central Bank, euro foreign exchange reference rates of 28 September 2026. https://www.ecb.europa.eu/stats/eurofxref/eurofxref-daily.xml
- European Central Bank, "Euro foreign exchange reference rates": published at about 16:00 CET on TARGET working days, for information purposes only. https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html
- European Central Bank, disclaimer and copyright: free reuse with the ECB cited as the source; changes to the data must be stated. https://www.ecb.europa.eu/services/using-our-site/disclaimer/html/index.en.html