# What is my state tax rate?

Shows the 2026 income tax rates and standard deduction of any state or DC, says which 9 states do not tax wages, and links to a calculator for each state that does.

- Page: https://www.acalculator.org/finance/state-income-tax-calculator
- JSON spec: https://www.acalculator.org/finance/state-income-tax-calculator.json
- Version: 6eb36a1e3970

## Default answer

Example with the default inputs (State California, Filing as Single): California taxes income at 1% to 13.3% in 10 brackets; the top rate is 13.3%.

## Inputs

| Key | Label | Description |
| --- | --- | --- |
| state | State | The state you live in. |
| status | Filing as | Single or married filing jointly, for the standard deduction shown. |

## Outputs

| Key | Label | Description |
| --- | --- | --- |
| topRate | Top income tax rate | The highest state income tax rate (0 where the state does not tax wages). |
| rates | Rates | The state’s rate or range of rates for a single filer, and how many brackets it has. |
| lowRate | Lowest rate | The lowest rate above 0%. |
| standardDeduction | Standard deduction | The state standard deduction for the filing status (0 where the state has none). |
| ratesYear | Rates of tax year | The tax year of the state amounts. |
| source | Source | The state document the amounts come from. |
| note | Note | Whether the state taxes wages, and where to compute the tax. |

## Method

Looks up the state’s 2026 income tax rates (lowest and top rate for a single filer, number of brackets) and standard deduction from the state’s own document; a state with no rates does not tax wages.

## Assumptions

- Rates and deductions are each state’s 2026 amounts, or its latest published ones (the tax year is shown), not tax advice.
- This page shows rates only. Each state’s own page computes the tax from your income and lists what its model leaves out.
- Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming do not tax wages.
- The standard deduction is shown for single and joint filers; exemptions, credits, and local taxes are on the state pages.

## Worked examples

1. state = TX, status = single gives topRate = 0%, rates = No tax on wages, note = Texas has no income tax on wages, so there is no state income tax to pay on a paycheck. Federal income tax and Social Security and Medicare still apply.. Source: Texas Comptroller: Texas has no personal income tax (https://comptroller.texas.gov/taxes/).
2. state = CA, status = mfj gives lowRate = 1%, topRate = 13.3%, rates = 1% to 13.3% in 10 brackets, standardDeduction = $11,412.00. Source: California FTB, 2025 Form 540 booklet, rate schedule X (1% to 12.3%, plus the 1% behavioral health services tax over $1 million), https://www.ftb.ca.gov/forms/2025/2025-540-booklet.pdf.
3. state = PA, status = single gives topRate = 3.07%, rates = A flat 3.07%, standardDeduction = $0.00. Source: Pennsylvania Department of Revenue, tax rates (3.07%), https://www.pa.gov/agencies/revenue/resources/tax-rates.
4. state = CO, status = single gives topRate = 4.4%, standardDeduction = $16,100.00. Source: Colorado DOR, DR 1098 (4.40%), https://tax.colorado.gov/sites/tax/files/documents/DR_1098_Colorado_Withholding_Worksheet_for_Employees.pdf; Colorado starts from federal taxable income, so the federal standard deduction applies (IRS Rev. Proc. 2025-32: $16,100).

## FAQ

### How is state income tax calculated?

Most states start from your federal adjusted gross income, subtract a state standard deduction (or itemized deductions) and exemptions, apply the state rates to what is left, and subtract state credits. Some states use one flat rate; others have brackets, from 2 brackets in some states to 12 in Hawaii.

### Which states have no income tax?

Nine states do not tax wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. New Hampshire's tax on interest and dividends ended after 2024, and Washington taxes some capital gains, but none of them taxes a paycheck. Pick one of them and the page says so; they have no calculator of their own. Their residents still pay federal income tax and Social Security and Medicare.

### Which states have a flat income tax?

In this data, Arizona (2.5%), Colorado (4.4%), Georgia (4.99%), Illinois (4.95%), Indiana (2.95%), Iowa (3.8%), Kentucky (3.5%), Louisiana (3%), Michigan (4.25%), North Carolina (3.99%), Pennsylvania (3.07%), and Utah (4.45%) use one rate. The table on this page lists every state.

### Do I also pay a city or county income tax?

In some places. New York City and Yonkers, every Maryland county, and every Indiana county add a local income tax; the New York, Maryland, and Indiana pages include them. Other local income taxes (for example in Ohio, Pennsylvania, and Michigan cities) are not modelled.

### Is state income tax deductible on my federal return?

Yes, if you itemize: state and local income (or sales) taxes and property taxes are deductible up to the SALT cap on Schedule A. With the standard deduction, they are not.

### What does this calculator leave out?

State additions and subtractions to AGI (retirement and Social Security exclusions), part-year and nonresident returns, and local taxes (these are on each state's page), and credits such as child care, earned income, and tax paid to another state. The table below lists what each state's model leaves out. It is an estimate, not tax advice.

## Sources

- Each state revenue department document named on the state pages and in docs/tax-data.md (WP-80), retrieved 2026-09-28; for example California FTB 2025 Form 540 booklet, NY DTF IT-2105-I (2026), Pennsylvania DOR tax rates. https://www.ftb.ca.gov/forms/2025/2025-540-booklet.html
- Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (a cross-check only; each state source wins). https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/