How much is Massachusetts income tax?
Estimate your Massachusetts state income tax for 2026. Type your federal AGI and filing status; the page applies Massachusetts's deduction, exemptions, and rates. An estimate, not tax advice.
- Massachusetts income tax
- $3,530.00
On $75,000.00 of AGI, filing Single, Massachusetts income tax is $3,530.00 (4.71% effective).
- State income tax
- $3,530.00
- Effective rate
- 4.71%
- State marginal rate
- 5%
- State taxable income
- $70,600.00
- Deduction
- $0.00
- Exemptions
- $4,400.00
- Credits
- $0.00
Massachusetts income tax: $3,530.00. On $75,000.00 of AGI, filing Single, Massachusetts income tax is $3,530.00 (4.71% effective).
Massachusetts income tax by federal adjusted gross income
The results are estimates for information only. They are not financial, tax, or legal advice. Check the numbers with your lender or a qualified professional before you decide. Terms of use
How to calculate
Estimates 2026 Massachusetts income tax from federal AGI, filing status, and dependents.
Example with the default inputs (Filing status Single, Federal adjusted gross income $75,000.00, Dependents 0): On $75,000.00 of AGI, filing Single, Massachusetts income tax is $3,530.00 (4.71% effective).
Method: Taxable income = AGI − larger of standard or itemized deduction − exemptions; tax = state rates on taxable income − credits.
- An estimate for a full-year resident, 2026 rates, not tax advice.
- Starts from federal AGI; Massachusetts additions and subtractions are not modelled.
- Not modelled for Massachusetts: Treats all income as Part B (5%). PFML employee share: 0.18% family plus 0.28% medical (employers with 25 or more), up to the Social Security wage base. No itemized deductions: Form 1 has only Massachusetts deductions and exemptions (mass.gov personal income tax guidance).
- Not modelled: part-year and nonresident returns, other state credits, and state AMT.
Worked examples
Each example is checked against the calculator on every build.
- Filing status Single, Federal adjusted gross income $50,000.00, Dependents 0 gives State taxable income $45,600.00, State income tax $2,280.00, Massachusetts income tax $2,280.00.Source: Mass. DOR, Personal Income Tax Exemptions (updated January 6, 2026), https://www.mass.gov/info-details/massachusetts-personal-income-tax-exemptions (worked from it at AGI $50,000, single)
- Filing status Married filing jointly, Federal adjusted gross income $100,000.00, Dependents 2 gives State taxable income $89,200.00, State income tax $4,460.00, Massachusetts income tax $4,460.00.
- Filing status Head of household, Federal adjusted gross income $200,000.00, Dependents 1 gives State taxable income $192,200.00, State income tax $9,610.00, Massachusetts income tax $9,610.00.
Other questions people ask
What is the Massachusetts income tax rate?
Massachusetts taxes income at 5% to 9% in 2 brackets (single filers). For a single filer the schedule is 5% from $0, 9% above $1,107,750 of taxable income. These are the 2026 rates.
How is Massachusetts income tax calculated?
Start from federal adjusted gross income. Subtract the larger of the Massachusetts standard deduction and your itemized deductions, then the exemptions. Apply the rates to what is left and subtract any credits. Massachusetts has no standard deduction in this model. The model takes a personal exemption of $4,400 ($8,800 joint), $1,000 for each dependent.
Does Massachusetts have a local income tax?
This page has no local income tax for Massachusetts; if your city or county has one, add it yourself.
What does this Massachusetts calculator leave out?
Treats all income as Part B (5%). PFML employee share: 0.18% family plus 0.28% medical (employers with 25 or more), up to the Social Security wage base. No itemized deductions: Form 1 has only Massachusetts deductions and exemptions (mass.gov personal income tax guidance). It also leaves out state additions and subtractions to federal AGI (such as retirement or Social Security exclusions), part-year and nonresident returns, and credits such as child care, earned income, and tax paid to another state.
Which tax year do the Massachusetts rates cover?
Tax year 2026, the return you file in 2027. They come from Mass. DOR.
Which states have no income tax on wages?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. They have no page of their own, because there is no wage income tax to work out; the state income tax calculator answers 0 for them. Federal income tax and Social Security and Medicare still apply.
Is this the same as my paycheck withholding?
No. This is the tax for the whole year on your return. Your employer withholds by the state's own withholding formula, so your refund or balance due is the difference between the two.