acalculator

How much food stamps will I get?

Enter your household size, income and costs. The calculator applies the federal SNAP income tests and deductions and estimates your monthly benefit. Your state agency decides the real amount.

Your numbers

Estimated SNAP benefit a month
$635

For 3 people in Texas with $1,500.00 of earnings a month, SNAP is about $635 a month.

Income tests
Passes the gross and net income tests
Maximum allotment
$808
Gross income
$1,500.00
Gross income limit (130% FPL)
$2,960.00
Net income
$574.50
Net income limit (100% FPL)
$2,277.00
Excess shelter deduction
$408.50
Where to apply
Apply for SNAP in Texas with your state SNAP agency; state options can change the result.

Estimated SNAP benefit a month: $635. For 3 people in Texas with $1,500.00 of earnings a month, SNAP is about $635 a month.

The results are estimates for information only. They are not financial, tax, or legal advice. Check the numbers with your lender or a qualified professional before you decide. Terms of use

How to calculate

Estimates your monthly SNAP (food stamps) benefit from household size, income and expenses, with the federal rules and amounts for October 2026 to September 2027.

Example with the default inputs (State Texas, People in the household 3, Someone is 60+ or disabled No, Earned income a month $1,500.00, Other income a month $0.00, Rent or mortgage a month $900.00, Utilities a month $0.00, Dependent care a month $0.00, Child support paid a month $0.00): For 3 people in Texas with $1,500.00 of earnings a month, SNAP is about $635 a month.

Method: Net income = gross − 20% of earnings − standard deduction − medical over $35 (60+ or disabled) − dependent care − child support − excess shelter (shelter costs over half of the rest, capped unless 60+ or disabled); benefit = maximum allotment − 30% of net income rounded up to the dollar, if the gross (130% FPL) and net (100% FPL) tests pass.

  • Federal amounts for October 1, 2026, to September 30, 2027 (FY 2027).
  • Broad-based categorical eligibility and other state options are not applied; in many states they raise the gross limit or drop the asset test.
  • Resources are within the limit ($3,000, or $4,750 with a member 60+ or disabled), and every member is eligible (no student, work-rule or immigration limits).
  • A full month of benefits (no first-month proration).

Machine-readable copies: Markdown, JSON.

Worked examples

Each example is checked against the calculator on every build.

  1. State Texas, People in the household 4, Someone is 60+ or disabled no, Earned income a month $1,500.00, Other income a month $550.00, Rent or mortgage a month $700.00, Utilities a month $0.00, Dependent care a month $362.00, Child support paid a month $0.00 gives Gross income $2,050.00, Net income $1,038.50, Estimated SNAP benefit a month $711.00.Source: USDA FNS, SNAP Eligibility worked example (https://www.fns.usda.gov/snap/recipient/eligibility) with the FY 2027 4-person standard deduction of $229 (https://www.fns.usda.gov/snap/allotment/cola): $2,050 − $300 − $229 − $362 = $1,159
  2. State Ohio, People in the household 1, Someone is 60+ or disabled yes, Earned income a month $0.00, Other income a month $1,000.00, Rent or mortgage a month $800.00, Utilities a month $300.00, Dependent care a month $0.00, Child support paid a month $0.00, Medical costs a month $100.00 gives Net income $0.00, Estimated SNAP benefit a month $306.00.Source: USDA FNS FY 2027 standards (https://www.fns.usda.gov/snap/allotment/cola): $1,000 − $217 − ($100 − $35) = $718
  3. State California, People in the household 2, Someone is 60+ or disabled no, Earned income a month $2,500.00, Other income a month $0.00, Rent or mortgage a month $900.00, Utilities a month $0.00, Dependent care a month $0.00, Child support paid a month $0.00 gives Gross income $2,500.00, Gross income limit (130% FPL) $2,345.00, Estimated SNAP benefit a month $0.00.Source: USDA FNS FY 2027 gross income limit for 2 people, $2,345 (https://www.fns.usda.gov/snap/allotment/cola): $2,500 is over it
  4. State New York, People in the household 2, Someone is 60+ or disabled no, Earned income a month $0.00, Other income a month $2,015.00, Rent or mortgage a month $0.00, Utilities a month $0.00, Dependent care a month $0.00, Child support paid a month $0.00 gives Net income $1,798.00, Estimated SNAP benefit a month $25.00.Source: USDA FNS FY 2027 standards: net $2,015 − $217 = $1,798; $562 − $540 = $22, raised to the $25 minimum for 1 and 2 person households (7 CFR 273.10(e)(2)(ii)(C))
  5. State Hawaii, People in the household 3, Someone is 60+ or disabled no, Earned income a month $2,000.00, Other income a month $0.00, Rent or mortgage a month $1,500.00, Utilities a month $0.00, Dependent care a month $0.00, Child support paid a month $0.00 gives Net income $441.00, Estimated SNAP benefit a month $1,174.00.Source: USDA FNS FY 2027 Hawaii standards: $2,000 − $400 − $306 = $1,294

How it works

All amounts are per month and keep their cents (an amount typed with a part of a cent is rounded to the cent, half up). A step that gives a part of a cent rounds to the cent, half up.

  1. Gross income G = earned income E + other income U.
  2. Earned income deduction = 20% of E.
  3. Standard deduction by household size (table below).
  4. Medical deduction (only when a member is 60 or older or disabled) = medical costs − $35, not below 0.
  5. Adjusted income A = G − earned deduction − standard − medical − dependent care − child support paid, not below 0.
  6. Excess shelter = rent or mortgage + utilities − A ÷ 2, not below 0. Capped at the shelter limit unless a member is 60 or older or disabled.
  7. Net income N = A − excess shelter deduction, not below 0.
  8. Income tests. Net income must be at or under the net limit (100% of the poverty level). A household with no member 60 or older or disabled must also have gross income at or under the gross limit (130%).
  9. Benefit = maximum allotment − 30% of N, with the 30% rounded up to the next whole dollar. For 1 or 2 people, at least the minimum allotment. Not below $0. A household that fails a test gets $0.

For more than 8 people, add the "each added person" amount for each person over 8. Households of more than 17 people are not covered (FNS gives a separate figure for 18 or more).

FY 2027 amounts (October 1, 2026, to September 30, 2027)

Amount48 states and DCAlaskaHawaii
Maximum allotment, 1 to 8 people306, 562, 808, 1,023, 1,217, 1,463, 1,616, 1,841urban: 392, 718, 1,032, 1,306, 1,555, 1,868, 2,064, 2,352; rural 1: 499, 916, 1,316, 1,666, 1,982, 2,382, 2,632, 2,999; rural 2: 608, 1,115, 1,602, 2,027, 2,413, 2,900, 3,204, 3,650496, 910, 1,307, 1,655, 1,969, 2,367, 2,615, 2,979
Each added person (allotment)225urban 287; rural 1 366; rural 2 446364
Minimum allotment (1 or 2 people)25urban 31; rural 1 40; rural 2 4940
Standard deduction, 1 to 5 people; 6 or more217, 217, 217, 229, 268; 308371, 371, 371, 371, 371; 385306, 306, 306, 306, 309; 354
Excess shelter cap7691,2291,306
Net income limit, 1 to 8 people1,330, 1,804, 2,277, 2,750, 3,224, 3,697, 4,170, 4,6441,663, 2,255, 2,846, 3,438, 4,030, 4,621, 5,213, 5,8051,530, 2,075, 2,619, 3,163, 3,707, 4,251, 4,795, 5,340
Each added person (net)474592545
Gross income limit, 1 to 8 people1,729, 2,345, 2,960, 3,575, 4,191, 4,806, 5,421, 6,0372,162, 2,931, 3,700, 4,469, 5,238, 6,008, 6,777, 7,5461,989, 2,697, 3,404, 4,112, 4,819, 5,527, 6,234, 6,941
Each added person (gross)616770708

Assumptions

  • Federal rules only. Broad-based categorical eligibility (most states), state utility allowances, and the choice to treat child support as an income exclusion can change the answer. Apply with your state SNAP agency (the page names the program in your state).
  • Countable resources are within the limit: $3,000, or $4,750 when a member is 60 or older or disabled.
  • Every member is eligible: student, work requirement and non-citizen rules are not applied.
  • A full month, not the first month (which is prorated from the application date).
  • The homeless shelter deduction ($205.66) is not offered; enter actual shelter costs instead.

Worked examples by hand

4 people, $1,500 earned and $550 Social Security, $362 child care, $700 shelter costs. This is the FNS worked example with the FY 2027 standard deduction for 4 people ($229; the FNS page uses $217). G = $2,050. A = $2,050 − $300 − $229 − $362 = $1,159. Half of A = $579.50. Excess shelter = $700 − $579.50 = $120.50. N = $1,038.50. Tests: $2,050 ≤ $3,575 and $1,038.50 ≤ $2,750. 30% of N = $311.55, rounded up to $312. Benefit = $1,023 − $312 = $711.

1 person aged 60+, $1,000 Social Security, $800 rent, $300 utilities, $100 medical. A = $1,000 − $217 − $65 = $718. Excess shelter = $1,100 − $359 = $741, not capped. N = $718 − $741, so $0. Benefit = $306, the maximum.

2 people, $2,500 earned. Gross $2,500 is over the $2,345 limit, so the benefit is $0.

2 people, $2,015 of other income. A = N = $2,015 − $217 = $1,798, under the $1,804 net limit. 30% = $539.40, rounded up to $540. $562 − $540 = $22, raised to the minimum: $25.

3 people in Hawaii, $2,000 earned, $1,500 rent. A = $2,000 − $400 − $306 = $1,294. Excess shelter = $1,500 − $647 = $853 (under the $1,306 cap). N = $441. 30% = $132.30, rounded up to $133. Benefit = $1,307 − $133 = $1,174.

Other questions people ask

How much food stamps will I get?

SNAP pays the maximum allotment for your household size minus 30% of your net income. A household of 4 in the 48 states with $1,038.50 of net income gets $1,023 − $312 = $711 a month from October 2026.

What is the most SNAP a household can get?

From October 1, 2026, the maximum is $306 a month for one person, $562 for two, $808 for three and $1,023 for four in the 48 states and DC. Alaska and Hawaii are higher.

What is the minimum SNAP benefit?

Eligible households of one or two people get at least $25 a month in the 48 states and DC ($31 to $49 in Alaska and $40 in Hawaii). Larger households can be eligible with no benefit.

Do rent and utilities raise my SNAP?

Yes. Housing and utility costs above half of your income after other deductions are subtracted, up to $769 a month in the 48 states, or with no cap when a member is 60 or older or disabled. Lower net income means more SNAP.

Why might my state give a different answer?

States choose some rules: broad-based categorical eligibility can raise the gross income limit and drop the asset test, standard utility allowances differ by state, and some states treat child support as an income exclusion. Your state SNAP agency makes the decision.