What is my food stamp eligibility?
Enter your household, income, resources and costs. The calculator runs the three federal SNAP tests. Your state agency decides, and state rules often make more households eligible.
- Federal SNAP eligibility
- Likely eligible
For 2 people in Florida with $2,000.00 of earnings a month: Likely eligible.
- Gross income test
- Pass
- Net income test
- Pass
- Resource test
- Pass
- Estimated benefit a month
- $239
- Gross income
- $2,000.00
- Gross income limit
- $2,345.00
- Net income
- $1,074.50
- Net income limit
- $1,804.00
- Resource limit
- $3,000.00
- Where to apply
- Apply for SNAP (Food Assistance Program in Florida) with your state SNAP agency; it decides eligibility.
Federal SNAP eligibility: Likely eligible. For 2 people in Florida with $2,000.00 of earnings a month: Likely eligible.
The results are estimates for information only. They are not financial, tax, or legal advice. Check the numbers with your lender or a qualified professional before you decide. Terms of use
How to calculate
Checks food stamp (SNAP) eligibility with the federal gross income, net income and resource tests for October 2026 to September 2027, and estimates the monthly benefit.
Example with the default inputs (State Florida, People in the household 2, Someone is 60+ or disabled No, Earned income a month $2,000.00, Other income a month $0.00, Countable resources $1,000.00, Rent or mortgage a month $1,000.00, Utilities a month $0.00, Dependent care a month $0.00, Child support paid a month $0.00): For 2 people in Florida with $2,000.00 of earnings a month: Likely eligible.
Method: Eligible when net income ≤ 100% FPL limit, gross income ≤ 130% FPL limit (unless a member is 60+ or disabled), and resources ≤ $3,000 ($4,750 with a member 60+ or disabled); net income and benefit as on the SNAP benefits page.
- Federal rules for October 1, 2026, to September 30, 2027 (FY 2027).
- Broad-based categorical eligibility is not applied; most states use it to raise the gross limit or drop the resource test.
- Every member is eligible: student, work requirement and non-citizen rules are not applied.
Worked examples
Each example is checked against the calculator on every build.
- State Florida, People in the household 4, Someone is 60+ or disabled no, Earned income a month $1,500.00, Other income a month $550.00, Countable resources $500.00, Rent or mortgage a month $700.00, Utilities a month $0.00, Dependent care a month $362.00, Child support paid a month $0.00 gives Federal SNAP eligibility Likely eligible, Gross income $2,050.00, Gross income limit $3,575.00, Net income $1,038.50, Net income limit $2,750.00, Estimated benefit a month $711.00.Source: USDA FNS, SNAP Eligibility worked example (https://www.fns.usda.gov/snap/recipient/eligibility) with the FY 2027 standard deduction for 4 people, $229 (https://www.fns.usda.gov/snap/allotment/cola)
- State Florida, People in the household 1, Someone is 60+ or disabled no, Earned income a month $1,800.00, Other income a month $0.00, Countable resources $0.00, Rent or mortgage a month $0.00, Utilities a month $0.00, Dependent care a month $0.00, Child support paid a month $0.00 gives Federal SNAP eligibility Not eligible under the federal income tests, Gross income limit $1,729.00, Estimated benefit a month $0.00.Source: USDA FNS FY 2027 gross income limit for 1 person, $1,729 (https://www.fns.usda.gov/snap/allotment/cola): $1,800 is over it
- State Pennsylvania, People in the household 1, Someone is 60+ or disabled yes, Earned income a month $0.00, Other income a month $1,800.00, Countable resources $4,000.00, Rent or mortgage a month $1,000.00, Utilities a month $200.00, Dependent care a month $0.00, Child support paid a month $0.00, Medical costs a month $35.00 gives Federal SNAP eligibility Likely eligible, Gross income test Does not apply (a member is 60+ or disabled), Net income $1,174.50, Estimated benefit a month $25.00.Source: USDA FNS FY 2027 standards and elderly rules (https://www.fns.usda.gov/snap/recipient/eligibility): $1,800 − $217 = $1,583; $306 − $353 is below 0, so the $25 minimum (7 CFR 273.10(e)(2)(ii)(C))
- State Texas, People in the household 3, Someone is 60+ or disabled no, Earned income a month $1,000.00, Other income a month $0.00, Countable resources $3,500.00, Rent or mortgage a month $600.00, Utilities a month $0.00, Dependent care a month $0.00, Child support paid a month $0.00 gives Resource test Over the limit, Resource limit $3,000.00, Estimated benefit a month $0.00.Source: USDA FNS FY 2027 maximum asset limits (https://www.fns.usda.gov/snap/allotment/cola): $3,000 for households with no member 60+ or disabled
How it works
The page runs the three federal tests. All amounts are per month and keep their cents (an amount typed with a part of a cent is rounded to the cent, half up); a step that gives a part of a cent rounds to the cent, half up.
- Gross income test. Gross income G = earned + other income. G must be at or under the gross limit (130% of the poverty level) for the household size. A household with a member 60 or older or disabled skips this test.
- Net income test. Net income must be at or under the net limit (100%). Net income is worked out as on the SNAP benefits page:
- A = G − 20% of earnings − standard deduction − (medical costs − $35, only with a member 60+ or disabled, not below 0) − dependent care − child support paid, not below 0;
- excess shelter = rent or mortgage + utilities − A ÷ 2, not below 0, capped at the shelter limit unless a member is 60+ or disabled;
- net income N = A − excess shelter, not below 0.
- Resource test. Countable resources must be at or under $3,000, or $4,750 with a member 60 or older or disabled.
Result. "Likely eligible" when every test that applies passes. "Not eligible under the federal income tests" when the gross or net test fails. "Over the federal resource limit (your state may not count resources)" when only the resource test fails.
Benefit (only when every test passes) = maximum allotment − 30% of N, the 30% rounded up to the next dollar; at least the minimum allotment for 1 or 2 people; not below $0. Otherwise $0.
Households of more than 17 people are not covered. For more than 8 people, add the "each added person" amount for each person over 8.
FY 2027 amounts (October 1, 2026, to September 30, 2027)
| Amount | 48 states and DC | Alaska | Hawaii |
|---|---|---|---|
| Gross income limit, 1 to 8 people | 1,729, 2,345, 2,960, 3,575, 4,191, 4,806, 5,421, 6,037 | 2,162, 2,931, 3,700, 4,469, 5,238, 6,008, 6,777, 7,546 | 1,989, 2,697, 3,404, 4,112, 4,819, 5,527, 6,234, 6,941 |
| Each added person (gross) | 616 | 770 | 708 |
| Net income limit, 1 to 8 people | 1,330, 1,804, 2,277, 2,750, 3,224, 3,697, 4,170, 4,644 | 1,663, 2,255, 2,846, 3,438, 4,030, 4,621, 5,213, 5,805 | 1,530, 2,075, 2,619, 3,163, 3,707, 4,251, 4,795, 5,340 |
| Each added person (net) | 474 | 592 | 545 |
| Standard deduction, 1 to 5 people; 6 or more | 217, 217, 217, 229, 268; 308 | 371, 371, 371, 371, 371; 385 | 306, 306, 306, 306, 309; 354 |
| Excess shelter cap | 769 | 1,229 | 1,306 |
| Maximum allotment, 1 to 8 people | 306, 562, 808, 1,023, 1,217, 1,463, 1,616, 1,841 | urban: 392, 718, 1,032, 1,306, 1,555, 1,868, 2,064, 2,352; rural 1: 499, 916, 1,316, 1,666, 1,982, 2,382, 2,632, 2,999; rural 2: 608, 1,115, 1,602, 2,027, 2,413, 2,900, 3,204, 3,650 | 496, 910, 1,307, 1,655, 1,969, 2,367, 2,615, 2,979 |
| Each added person (allotment) | 225 | urban 287; rural 1 366; rural 2 446 | 364 |
| Minimum allotment (1 or 2 people) | 25 | urban 31; rural 1 40; rural 2 49 | 40 |
Assumptions
- Federal rules only. Broad-based categorical eligibility, state utility allowances, and state child support rules can change the result. Your state SNAP agency decides; the page names the program in your state.
- Every member is eligible: student, work requirement and non-citizen rules are not applied.
- The homeless shelter deduction ($205.66) is not offered.
Worked examples by hand
4 people, $1,500 earned, $550 Social Security, $362 child care, $700 shelter, $500 in the bank. G = $2,050 ≤ $3,575. A = $2,050 − $300 − $229 − $362 = $1,159; excess shelter $700 − $579.50 = $120.50; N = $1,038.50 ≤ $2,750. Resources $500 ≤ $3,000. Likely eligible; benefit $1,023 − $312 = $711.
1 person, $1,800 earned. G = $1,800 is over the $1,729 gross limit: not eligible under the federal income tests.
1 person aged 60+, $1,800 Social Security, $1,000 rent, $200 utilities, $35 medical, $4,000 saved. No gross test. A = $1,800 − $217 − $0 = $1,583. Excess shelter = $1,200 − $791.50 = $408.50, not capped. N = $1,174.50 ≤ $1,330. Resources $4,000 ≤ $4,750. Likely eligible. 30% of N = $352.35, rounded up to $353; $306 − $353 is below 0, so the minimum: $25.
3 people, $1,000 earned, $3,500 saved. Income tests pass, but $3,500 is over the $3,000 resource limit: over the federal resource limit, $0.
Other questions people ask
What is the income limit for food stamps?
From October 1, 2026, gross income must be at or under 130% of the poverty level: $1,729 a month for one person, $2,345 for two, $2,960 for three and $3,575 for four in the 48 states and DC. Net income must be at or under 100%: $1,330, $1,804, $2,277 and $2,750.
Who only has to pass the net income test?
A household with a member who is 60 or older or disabled. It skips the gross income test, gets an uncapped shelter deduction and can deduct medical costs over $35 a month.
How much money can I have in the bank and get food stamps?
The federal limit is $3,000 in countable resources, or $4,750 when a member is 60 or older or disabled. Your home and most retirement accounts do not count. Many states drop this test under broad-based categorical eligibility.
Can I get food stamps if I am over the income limit here?
Possibly. Most states use broad-based categorical eligibility, which can raise the gross income limit (often to 165% or 200% of the poverty level) and drop the resource test. Apply with your state SNAP agency to get a decision.